Most employers buy accident coverage as a benefit extended to employees. Death or disability caused at work can also become an employer’s liability. It is important to identify the sum assured you need for your employees and the right protection covering all possibilities arising from an accident.
Most employers buy accident coverage as a benefit extended to employees. Death or disability caused at work can also become an employer’s liability. It is important to identify the sum assured you need for your employees and the right protection covering all possibilities arising from an accident.
Buying group personal accident insurance needs sound advice to get it right.
Basic Covers
All accident covers are designed to cover death and disability. Unless carefully designed, it may not cover all possible types of disability or may have inferior covers that pay less.
Flexible And Wide
Group accident covers bought by employers do not restrict cover to only a work-related accident. Claims arising out of any type of accident irrespective of where they happen are covered.
Medical Benefits
You can buy medical benefit to pay for expenses of medical treatment arising out of an injury. Medical benefits can also be defined as per each client’s need to pay for the required treatments.
Extended Covers
A death can cause financial losses which can affect the family over several years. You can buy education allowance for children till adulthood and other covers which provide extra protection.
Disabilities can have devastating outcomes, including loss of income, lifestyle modifications, and alterations. Connect with our experts to choose the best-fit accident insurance for employees and find out how to make your insurance pay for such increased expenses.
There are many exclusions to this policy, including accidents due to drunken driving or drug abuse, hazardous activity, and criminal acts. Know the limitations before you buy.
Get an affordable group personal accident insurance for your team!
