Protect Your Business Before a Claim Threatens It.
Your business welcomes employees, customers, and vendors every day—but what happens when an accident on your premises leads to an injury or lawsuit? Without business liability coverage, you could be responsible for medical expenses, property damage, and costly legal defense.
Why Businesses Trust Edify’s CGL Insurance:
Bodily Injury & Property Damage
Intended to cover the liability of a compensation, when you injure someone or damage others property. A slip at the staircase, fire in premises or a falling loose object can all be source of such incidents leading to claims.
Advertising & Personal Injury
Often companies are sued by competitors over an questionable product comparisons or wrong product efficacy claims. A company can also become liable to compensate an individual for harming his personal freedom or reputation.
Medical Payments
Most body injuries may not be serious but if ignored can be followed by a resulting body injury compensation claim. The medical expenses limit helps you to provide immediate medical treatment and prevent a possible claim.
Defence Costs
All compensation claims whether settled in a court of law or negotiated with the claimant will need expensive lawyers to be employed. Like most other claims, majority of third party claims expenses arise out of defence costs.
Products & Completed Operations
When a completed operation like a newly built bridge or building collapses after construction or a contaminated food delivery causes illness it can bring a liability. These were completed operations or products which needs a cover.
Automobile Liability
Typical CGL covers do not cover claims due to automobile liability. In many jurisdictions a third party cover is not mandatory. In such cases a Non-Owned or Hired automobile liability cover becomes essential when using such a vehicle.
