Your Business Runs on People—Protect It from Workplace Liabilities.
Lawsuits related to employee practices are rising, and settlements can be costly. A single claim—whether from a current, former, or even potential employee, can lead to financial setbacks and damage your company’s reputation. Workplace liability insurance ensures that your organization remains protected.
What EPLI Coverage Includes:
Who is Considered an Employee
In most countries a past employee or a future employee, potential job applicants or temporary staff can all be treated at par with an employee. When an claim is made for employment practices your EPLI should cover them all.
Third party Cover
Your exposure is not limited to employee claims. A vendor, a visitor or a customer may also become subject of racial, gender or sexual discrimination or harassment. EPLI policies should be designed to protect from such claims also.
Wider Scope than D&O
It provides cover for inaccurate job references, front pay, back pay and all employment related tort. The violations may include those of Equal pay Act, Equal Opportunities Commission or any similar Employment rights.
