Ordinary Insurance Won’t Do for Extraordinary Vehicles.
Why Vintage Automobile Insurance is Essential:
Agreed Value Coverage
Classic cars and luxury yachts appreciate over time. Our policies ensure expert appraisal-based coverage with OPCF 19A endorsement for vehicles and choice between fixed sum or market value for yachts, preventing depreciation losses.
Breakdown & Storage Protection 
Specialized coverage protects classic cars against accidental damage, fire, and theft during restoration, transit, or exhibition. For yachts, includes Hull, Mast, Rigging & Sails protection covering both single-handed and double-handed sailing.
Parts and Equipment Coverage
Classic cars get original replacement parts and specialized labor to maintain authenticity. Yachts receive comprehensive marine coverage including Wreck Removal, Storm and Hurricane Haul Out, and Pollution Spill protection.
Racing & Navigation Coverage 
For yacht owners, social racing comes automatic with offshore racing options available. Tender coverage included with optional observers and water skiers protection. Classic car exhibition and transit coverage ensures protection during shows.
Personal Accident & Liability
Yacht coverage includes death, temporary disablement, medical expenses, and repatriation for single-handed, double-handed, or fully crewed events. Comprehensive third party liability covers damages by owner, guests, or crew, plus emergency services.
Gap Insurance
Financed classic cars get gap coverage protecting loan balance differences. Yacht owners receive crew claims protection against skipper and comprehensive coverage that general insurance simply cannot match.
