Choosing the right health insurance isn’t about finding the lowest premium—it’s about securing comprehensive protection for you and your employees.
With multiple insurers and features available, Health Insurance Compare India tools help analyze benefits, waiting periods, coverage limits, and claim performance, ensuring every rupee you spend translates into real health value.
At Edify, we simplify how you compare health insurance plans online—so you can find the ideal balance between cost and care.
To compare health insurance plan India, consider these key factors:
Edify’s comparison system gives employers and individuals a clear picture of plan performance across these criteria.
A strong claim settlement ratio (CSR) reflects an insurer’s reliability during emergencies.
Here’s a quick comparison of top providers:
Insurer Name | Claim Settlement Ratio (%) | Average Claim Turnaround | Cashless Hospital Network |
Care Health Insurance | 100.00 | 15-20 days (reimbursement) | 21,700+ (11,400+ hospitals) |
Niva Bupa Health Insurance | 100.00 | 7 days (92% reimbursement) | 10,000+ |
Reliance Health Insurance | 100.00 | Within 30 days | 7,500+ |
ICICI Lombard Health Insurance | 99.70 | 2-4 hours (emergency) | 10,896+ |
Star Health Insurance | 99.21 | Under 2 hours (90% cashless) | 14,000+ |
Bajaj Allianz Health Insurance | 98.54 | Within 30 days | 8,000+ |
Many buyers overlook room rent limits—a crucial factor that can significantly affect claim payouts.
We highlight policies with no room rent sub-limits, ensuring employees can choose treatment comfort without financial strain. Plans without sub-limits are ideal for corporate and high-value coverage tiers.
Edify’s curated list includes group and retail health policies with zero waiting period for pre-existing conditions, helping organizations offer instant medical support for new joiners or senior employees. This enhances both employee satisfaction and productivity.
Critical illness riders can provide lump-sum benefits during serious diagnoses.
Through our comparison, you can find the cheapest critical-illness add-ons for existing policies, ensuring extended coverage without burdening your premium budget.
With Edify, health insurance comparison becomes a data-driven, strategic decision—not guesswork.
