Our Product Expertise
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Directors and Officers (D&O) & Employee Practices Liability
Decision makers need a personal assurance cover when a decision goes wrong. Employment related mistakes can lead to bad publicity and large claims.
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Commercial General Liability (CGL) & Public Liability
All businesses are exposed to a possibility of injury to third parties. You need a comprehensive cover which can protect you from claims from third parties.
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Professional Indemnity (Errors & Omissions)
Even people with the best training and experience make mistakes. Insulate your company from compensation claims for professional errors and omissions.
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Cyber Liability
Do not let the cyber criminals and hackers cause you financial harm. Protect your business from any cyber risk including extortion threat with the right coverage.
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Workmen Compensation & Employer's Liability
Accidents may happen. Keep your worker's compensation ready and compliant. This will keep you above any liability it may bring on you as an Employer.
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Commercial Crime & Fidelity Bonds
A business can suffer huge losses when you are defrauded by an employee or a third party or by an act of collusion between them. Choose the cover you need.
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Product Liability
Your product flaw can cause damage to property or cause a body injury. Even a small defect could expose you to massive claims by multiple sources.
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Product Recall
When your product poses a threat of property damage or bodily injury, your recall insurance can help pay for recall expenses and prevent bad publicity.
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Banker’s Blanket Liability
A Bank is exposed to multiple risks. Purchase a cover which can protect you from Crime, Computer and Cyber fraud and Professional claims.
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PUBLIC OFFERING & PROSPECTUS LIABILITY
Protect the company and its officers when mistakes in employees’ practices leads to bad publicity and financial liability.
Why Choose Edify
Our Solutions
Technology Product and Services
With technology landscape going through rapid changes, the risks for software firms have compounded. Cyber risks pose an inimical challenge of business interruption and associated extortion. With growing value-added services, you are exposed to variety of privacy, data or computer fraud risks. Offshore operations require you to buy quality Employment practices and Third party liability cover for adequate protection from local laws. Seek the advisory from EDIFY Consultants to find a well-grounded liability protection for your Company.
Manufacturing and Product firms
Whether you are a component manufacturer for auto or aviation industry or in foods business, your products will always carry an inherent risk of causing harm to others. Even a Garment or cosmetics manufacturers can be sued for skin damages. No product can be classified as risk free, they may just have higher or lower risks. Buying insurance need not always mean thousands of dollars of spend. Meet experts to find out the type of liability insurance you may need and the cost to have a protection net for your product.
Hospitality and Leisure (Hotels, Restaurants and Malls)
Malls are an epicentre of family leisure and shopping. Hotels and restaurants are also abuzz with people. A fire or even a scare can lead to public pandemonium causing injury to many. An inebriated patron may harm others in your Hotel or restaurant. An inadvertent food contamination can cause harm. A car damage by Valet or a safe locker theft can expose you to pay compensation. A escalator or lift injury can bring claims. Your business requires to deal with complex public liability covers which only the best liability practitioners can write.
Consulting and Design Services
Your business completely relies on your expertise to provide the right design and advise to clients. Whether you are an Engineering Consultant, Architect or Structural design firm, Management consultant or an Investment advisory, your professional services have to be reliable and accurate. Product and structure design defect can also make you liable to property damage or injury caused. Your businesses require a Combination of Professional, Commercial General liability and Crime covers. Ask us to help you create your liability suite.