From wrongful termination claims to regulatory investigations, directors and executives face increasing legal risks. Without executive liability insurance, a single lawsuit can result in financial loss, reputational damage, or business disruption. D&O insurance ensures your leadership team can make decisions with confidence.
What We Cover:
Personal Cover 
Side A provides, Directors and Officers, an individual protection cover for defence or investigation costs or any liability. They are covered for all wrongful acts except intentional, fraudulent or those committed with a motive to profit.
Reimbursement Cover
Many companies have an internal policy to defend its Directors and Officers in case of a claim. If you have a similar policy, you need to purchase a Side B cover to reimburse the expenses you incur in defending your Directors and Officers.
Entity Protection
One can also buy a SIDE C to protect the company for claims made by Employees or Shareholders. Employees can bring class action suits and shareholders can sue publicly listed companies for erosion of their equity value.
Leadership comes with risks—whether you’re actively making decisions or have stepped away. D&O Insurance ensures lasting protection for those who shape a company’s future.
Who is Covered?
D&O Insurance isn’t just for active directors and officers. Some policies extend protection to employees, their spouses, and even retired or resigned executives long after they’ve left the company.
Because leadership responsibilities don’t expire, and neither should their protection.
What Costs Are Covered?
Legal battles go beyond courtroom fees. A well-structured liability insurance for directors covers investigation costs, settlements, bail expenses, and even public relations management to protect reputations in times of crisis.
Are Penalties Covered?
Fines and penalties may be covered—if insurable by law. While Indian regulations currently don’t allow coverage for unpaid taxes, deferred rent, or defaulted loan payments, Edify ensures you are safeguarded against legal claims that threaten financial stability.
