Public Liability

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PUBLIC LIABILITY

Protect Your Business from Costly Public Liability Claims

A fire, workplace accident, or hazardous spill can result in third-party injury or property damage claims, leading to huge financial losses. Stay compliant with the Public Liability Act Policy and protect your business with Public Liability Insurance—covering legal defense, settlements, and financial risks.

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    When Liability Strikes, Who Pays the Price?

    One Incident Can Lead to a Million-Dollar Lawsuit

    A slip-and-fall in a mall, a chemical spill at a factory, or a fire in an office—businesses are responsible for third-party claims that arise from accidents on their premises. Without Public Liability Act Compliance Insurance, legal costs and compensation claims could drain your resources.

    Who Needs Public Liability Insurance?

    • Industrial Businesses: Factories, construction sites, and hazardous industry units need Insurance for Industrial Risks to cover third-party liabilities.
    • Non-Industrial Businesses: Offices, malls, shops, and commercial establishments must protect themselves from public claims.
    • Hazardous Industries: Businesses handling chemicals, manufacturing, or dangerous processes require a Public Liability Act Policy to comply with government regulations.
    • Contractual & Tenant’s Liability: Covers businesses operating in rented premises, ensuring protection against damage claims from landlords or third parties.

    Full Protection from Public Liability Risks

    Liability Insurance for Industrial Risks

    Factories and hazardous units face higher risks of accidents and legal claims. Insurance for Hazardous Industries ensures your business is protected from liability claims that could cripple operations.

    Public Liability Act Compliance Insurance

    Certain businesses are legally required to have Public Liability Act Policy coverage to compensate victims in case of accidents. Edify ensures your business meets these obligations.

    Coverage for Non-Industrial Units

    Even offices, malls, and retail outlets aren’t immune to public liability claims. A slip-and-fall injury or a fire in your premises can result in legal action—be prepared with the right coverage.

    Legal & Settlement Costs

    Whether defending against false claims or covering legitimate damages, public liability insurance takes care of legal defense fees, settlements, and regulatory fines

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    Validity of IRDAI certificate : 10 July, 2026

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