Public Liability And Act Insurance

Get a quote

Protect Your Business from Costly Public Liability Claims

Protect Your Business from Costly Public Liability Claims A fire, workplace accident, or hazardous spill can result in third-party injury or property damage claims, leading to huge financial losses. Stay compliant with the Public Liability Act Policy and protect your business with Public Liability Insurance—covering legal defense, settlements, and financial risks.

Table of Contents
    Add a header to begin generating the table of contents

    When Liability Strikes, Who Pays the Price?

    One Incident Can Lead to a Million-Dollar Lawsuit

    A slip-and-fall in a mall, a chemical spill at a factory, or a fire in an office—businesses are responsible for third-party claims that arise from accidents on their premises. Without Public Liability Act Compliance Insurance, legal costs and compensation claims could drain your resources.

    Who Needs Public Liability Insurance?

    • Industrial Businesses: Factories, construction sites, and hazardous industry units need Insurance for Industrial Risks to cover third-party liabilities.
    • Non-Industrial Businesses: Offices, malls, shops, and commercial establishments must protect themselves from public claims.
    • Hazardous Industries: Businesses handling chemicals, manufacturing, or dangerous processes require a Public Liability Act Policy to comply with government regulations.
    • Contractual & Tenant’s Liability: Covers businesses operating in rented premises, ensuring protection against damage claims from landlords or third parties.

    Full Protection from Public Liability Risks

    Industrial and non-industrial Risk

    Public liability can be purchased by Industrial units like manufacturing units, construction sites or Malls and Non industrial units including offices, shops, residences. Both serve the same purpose of payment of defence cost and liability.

    Public liability act

    Companies which are in businesses making or using hazardous goods exposing people to hazards need a Public Liability ACT policy. The Act mandates the cover for such units depending on the size and hazard exposed.

    Follow us on :

    License Code : 607
    Validity of IRDAI certificate : 10 July, 2026

    How To Reach Us