Art Gems And Collectibles Insurance

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Fine Art & Collectibles Insurance

Your Art Is Priceless—Protect It Like It Is.

Fine art, rare collectibles, and high-value jewelry are more than just assets—they are irreplaceable treasures. Theft, fire, accidental damage, or even a minor scratch can reduce their value significantly. 

Edify’s Art and Collectibles Insurance ensures proper valuation, expert preservation, and financial protection so your collection stays secure no matter what happens.

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    Not Just Insurance—Complete Protection for Your Collection

    Fine Art Deserves More Than Just Coverage—It Needs Expert Care.

    Standard insurance isn’t enough when it comes to rare art, antiques, gems, and collectibles. Protection goes beyond just financial compensation—it includes proper valuation, conservation, and long-term security planning.

    How Our Insurance for High-Value Art Helps You:

    • Correct Valuation Protection: Ensures professional, insurer-approved valuations, so your coverage truly reflects the piece’s worth.
    • Flexible Compensation Options: Choose between repair, replacement, or full-value settlement in case of loss.
    • Automatic New Acquisition Coverage: Your newly purchased items are covered from the moment you acquire them, including transit protection.
    • Expert Advisory & Assistance: Beyond insurance, get access to cataloging, conservation, and secure storage consultation.

    Every Detail Covered—Because Art Is Priceless

    Insuring at the Correct Value

    Having professional and competent art valuation ensures that you do not risk inadequate coverage protection on your valuable art. What more than having the best, whose valuation will also be acceptable to the insurers providing the insurance for your collections.

    Repair, Replacement or Settlement

    You need flexible indemnification solutions for your fine art and collections. The best of the indemnity covers provide you with a choice to undertake a repair, seek a replacement for the pair and set or go for an outright settlement of the loss of the collection.

    Loss of Market Value Cover

    When your collection goes through a partial damage which can be restored or repaired, it may to bring it back to its original glory and uniqueness. Despite the best restoration effort, a loss of market value is inevitable and your insurance should indemnify you for the loss you incur.

    Pair and Set Cover

    Collections are often bough in pairs and sets. Loss of one of the set pieces or pair can lead to complete loss of value of the art or collection in question. Your Insurance for Fine Art should provide an unquestioned cover for pair and set loss with option for total indemnification.

    Assistance Services

    It is not good enough to find the insurer providing you with the indemnity you need. You would like a partner which can help you with vulnerability assessment to reduce the uninsurable wear and tear, cataloguing of collection and transit supervision for safekeeping.

     

    Automatic New Acquisition Cover

    Your insurance should recognise your need to keep your collection safe including your new acquisitions from the time you add them to your collection. You can negotiate automatic cover for new collections for ensuring risk free transit and loss indemnity from the word go.

     

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    License Code : 607
    Validity of IRDAI certificate : 10 July, 2026

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