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June 8, 2026

Top 10 Group Health Insurance with OPD Cover for Bangalore

Key Takeaways OPD (Outpatient Department) cover in health insurance pays for doctor visits, diagnostics, pharmacy, and minor procedures, without any hospitalization requirement. Standard group mediclaim (GMC) policies in India do not include OPD cover

June 8, 2026

7 Mental Health Riders to Add to Group Health Insurance in Bangalore

Key Takeaways Since IRDAI’s October 2022 circular, reinforcing the Mental Healthcare Act 2017, no health insurance policy sold in India can legally exclude mental illness from coverage. Standard group mediclaim (GMC) policies cover only

June 8, 2026

Is Group Health Insurance Mandatory for Companies in India?

Key Takeaways Group health insurance is mandatory for companies covered under ESIC, specifically for employees earning up to Rs 21,000 per month, now governed by the Code on Social Security 2020, effective November 21,

June 8, 2026

5 Tax Benefits of Group Health Insurance for Bangalore Companies

Key Takeaways Group health insurance premiums paid by the employer are deductible as a business expense under Section 37(1) of the Income Tax Act 1961, not under Section 80D. Under Section 80D, employees can

June 8, 2026

Family Floater vs Individual Group Health Insurance in Bangalore

Key Takeaways In a family floater group plan, one shared sum insured covers the employee and their dependents, spouse, children, and sometimes parents. One large claim by any member reduces coverage for the rest.

June 3, 2026

Group Personal Accident Insurance in Bangalore: Employer Guide 2026

Key Takeaways Group Personal Accident (GPA) insurance covers accidental death, permanent total disability, permanent partial disability, temporary total disability, and medical expenses from accidents, none of which are covered under a standard group health

June 3, 2026

5 Questions to Ask Before Buying Group Travel Insurance for Your Corporate Team

Key Takeaways A good corporate group travel insurance policy fits your team’s actual travel pattern, not a template the insurer pulls off the shelf. It is better to have a 24×7 helpline with an

June 3, 2026

Building Insurance in Bangalore: Are Your Commercial Premises Truly Protected?

It’s 2 AM. A short circuit on the third floor sparks a fire. By morning, half the structure is gone, your tenants are calling, and your broker isn’t picking up. Like most Bangalore property

May 25, 2026

Gratuity & Superannuation Funding: Why Smart Employers Use Insurance-Linked Solut…

Key Takeaways Gratuity is a statutory payout under the Payment of Gratuity Act, 1972. Superannuation isn’t mandatory, but a lot of bigger employers offer it. Both bills grow until someone retires. A gratuity insurance

May 19, 2026

Directors & Officers Insurance: Real Claims That Changed How Indian Boards Think

Key Takeaways A boardroom decision can threaten your personal assets years after you leave the company. As per LODR Regulation 25(10), D&O insurance has been mandated by SEBI for the independent directors of the